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Saturday, 26 April 2008 |
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By Catherine Harvey
Following in the footsteps of our friends in the US, the UK are a nation of growing obesity. Cutting down on processed food and taking more exercise are tips that we read all the time. Gyms are springing up all over the place, as are slimming clubs, health warnings are in every single paper or magazine that we pick up, medical insurance comes with its own set of guidelines for healthy weight limits and adjust our premiums accordingly.
However, you can lead a horse to water but you cannot make it drink. Similarly, you can give people all the advice in the world and even make them incur penalties in their finances through increased medical insurance premiums, but you cannot make them change their lifestyles or diets unless they really want to.
Endless excuses are heard by doctors as to why people can't lose weight. No time is the most bandied about excuse on the circuit but let's look a little more closely at the statistics.
It has already been deduced that women spend one year of their entire lives exercising but men spend two years on it. Can't women do more, I |
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Last Updated ( Saturday, 26 April 2008 )
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Tuesday, 22 April 2008 |
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By Danish
Health Insurance policy issued to you is valid in India only. When you travel out of India then you need Overseas Travel Health insurance policy because of following reasons :
i. If Hospitalization is required while you are in a foreign country then treatment may not start in a hospital; unless you make the payment in cash or by credit card or produce health insurance policy reference / card.
ii. Some embassies of foreign countries need it as part of documents for issue of visa itself. An example is the Germany Embassy or Spain Embassy.
Even though this policy in the beginning was for taking care of hospitalization/medical treatment only but at present this product is available with certain additional features.
You will notice that while in the case of Health Insurance policy valid with in India is having the limit of Rs 5,00,000 but in case of Overseas Health Insurance policy sum can be as high as US$ 5,00,000, which is nearly equal to Rs. 235 lakhs. (Rs 2.35 crores)
Health Insurance policy valid within India is issued with difficulty for those above 60 years in age. In the case of Overseas Travel Health Insurance for India, the |
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Last Updated ( Tuesday, 22 April 2008 )
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